Who's Watching You On Facebook?

There can't be many Internet users who haven't heard of Facebook – the social network site, brainchild of U.S. college student Mark Zuckerberg. But worryingly, it's not just our friends who are keeping up with what we're doing online. Debt collectors, potential employers and even lawyers could be finding out much more than you'd want them to. Here we examine the worrying trends on the social network site and consider how you can take steps to avoid being spied on.

Debt Collector Watch

It seems that debt collectors have caught on to how difficult it is to hide on Facebook. According to MSN Money, debt collectors are infiltrating social network pages, contacting you, your friends and family through the site to force you to pay what you owe.

One debt collection agent, Michelle Dunn, confirms that this is a strategy used by debt collection agencies today. "If you look like a really good-looking girl, a lot of people would accept a friendship even if they don't really know the person," she explains. Luckily the The Fair Debt Collection Practices Act, designed to protect consumers against abusive practices by the debt collection industry, does offer you some protection in this area. Although it is not forbidden for collectors to post on your Facebook wall or ask your contacts of your whereabouts, they cannot post about your debt, because that is a serious breach of privacy.

Nevertheless, it should be common practice not to accept friend requests from people you don't know, and of course, if you do owe money, in order to avoid being found and potentially harassed on Facebook, you should answer mail or calls or from collection agencies in the first instance. Ignoring the problem will not make it go away.

Job hunting

When you're applying for a new job, polishing up your resume may not be enough anymore. Rather, you should check what information is out there about you on the web. Facebook profiles are routinely being checked by your future employers. According to a survey carried out by Careerbuilder in 2009, 45% of employers check your social media presence when hiring, and some 35% of employers reported that they have found content on social networking sites that meant they did not hire the candidate. As social media has only grown over the past few years, we can only imagine that this figure would be much higher today.